CASH IS WEAK, MAKE A PLAN

If your money is not making money, then it’s losing money. And if you’re losing money, and you don’t care, then you should probably be reading a website for a different audience. So let’s look at how we can make some easy money and why cash is not the answer.
INFLATION

Because money isn’t real, the cost of goods is always increasing. Imagine there are only ten dollars in the whole world, and it costs 1 dollar to buy a ticket to the Portland Beaver’s game tonight at 7:05pm at PGE Park. Well, you can’t really operate a ball park, much less a country, on just ten dollars. So the Dept. of the Treasury makes ten more dollars. Now there are $20 in circulation, which means that now a ticket to the ball game is $2.
The thing to remember is that cash leaks value.
SAVINGS

At a minimum, all your money should be earning interest of at least 1.5%. If your savings account is giving you less than 1.5% you are being robbed, and you should quit your bank. Here is a list of banks offering high interest rates on savings accounts.
But come on, 1.5%? That sucks. I’d rather lose everything at roulette than watch my money grow at 1.5%.
STOCKS

Stocks is a much more fun way to invest your money. The problem with stocks is that you can’t spend them on a new car stereo, but it’s a fun way to mix the responsibility of investing with the fun of a casino.
Your stock investments should have an annual return of about 10% on average. That’s based on the S&P 500 (which varies from 37% to -38%). You can actually invest in mutual funds that track the S&P 500, so really, if you aren’t getting your 10%, then it’s time to move your money around.
Individual stocks are more fun, and you should buy some, but you’ll lose some money because you don’t what you are doing yet. That’s okay, think of it like buying an education. Oh, here’s a hot tip: BRK.B. Right now it’s $2,802.00 and it’s going to go up!
SYSTEMS

So other than the slow growth options, what else is out there? Money Blog categories these other opportunities as SYSTEMS, and these SYSTEMS are the things we’re dealing with at Money Blog. The Money Blog is itself a SYSTEM for making money, but as the old saying goes, it takes money to make money, and so while we document our progress and share our insights with you, we are not giving it all away for free. But we are looking for a few key partners.